by insightcap | Apr 10, 2018 | Understanding Financing
Accounts receivable financing, also known as factoring, is a less familiar form of commercial financing for many business owners. This unique solution uses money owed to a company as collateral to secure the financing. There are a variety of options, so let’s see how...
by insightcap | Mar 27, 2018 | Understanding Financing
Hard money loans are a unique source of capital for small businesses. They offer very rapid funding and don’t rely on your credit history, so they might be a great fit. But they also carry higher fees than many types of financing, so it’s important to make sure they...
by insightcap | Mar 13, 2018 | Understanding Financing
Inventory financing is a form of asset-based financing. This financing keeps businesses growing by providing the funds needed to purchase inventory for future sale. The value of the inventory is then used as collateral to secure the loan. What is an inventory loan?...
by insightcap | Feb 13, 2018 | Understanding Financing
Every business, no matter how large or small, needs a home. Whether in retail or in manufacturing, location is essential to the success of a company. However, financing for commercial real estate is different than other types commercial lending. So understanding the...
by insightcap | Jan 23, 2018 | Understanding Financing
Every business needs equipment. Whether a baker or a construction firm, most can’t operate without them. However certain equipment is more expensive than others. A new truck cost significantly more than a calculator, and often times these purchases can have a negative...
by insightcap | Jan 9, 2018 | Understanding Financing
Lines of credit, or LOCs, are a powerful commercial funding option. They are versatile financing which can be used to pay everyday business expenses such as employee wages or utility bills, or they can be used for larger business needs, like material or equipment....