Agricultural Finance
Agricultural Financing
Agricultural financing provides agricultural operations with the funds they need for expansion, new equipment, or simply to cover seasonal operations and cash flow.
Whether you are a small farm, or a large agricultural operation that has been around for many years, it is important to stay ahead of your financing needs to ensure your business runs smoothly. Our agricultural financing options include farm equipment financing, ranch loans, farm land loans, and cattle financing, as well as lines of credit and bridge loans.
Farm Equipment Financing & Farm Equipment Loans
We offer a variety of farm equipment financing, cover both farm equipment loans and and farm equipment leasing. These solutions allows you to borrow funds for farm equipment including tractors, bulldozers, trailers, combines, and much more.
If a piece of farming equipment fails, you need the financing at your fingertips to quickly replace the machinery, and keep your business running smoothly without a glitch. Our farm equipment loans cover the purchase of both new and used equipment, while our leasing programs allow you immediate access to the equipment without the need for a large downpayment. We pride ourselves in offering farm equipment financing at a low cost, and with a quick turn-around you can be sure to get the capital your business needs right when you need it.
Ranch Loans and Ranch Financing
Our ranch loans and ranch financing come in a variety of forms. Traditional ranch loans can be used to expand your farm, covering new land, seeds or livestock. Ranch refinancing, on the other hand, restructures the debt of your existing ranch loan. This can lower your rates, extend your repayment timeline, or decrease your monthly installments.
Our ranch financing also includes bridge loans. Your ranch’s numerous assets, such as land, buildings, and equipment, can be used to secure cash that covers operating costs and seasonal fluxuations. This ranch financing gets you extremely fast approval and access to funds (often in a matter of days) so that you can keep your ranch healthy and operations moving ahead.
Once you apply with us, you become like a member of our financing family. We take great care in providing a variety of options for your financing needs and have a quick timeline so that you don’t need to wait long to get the capital you need.
Farm Land Loans
Are you looking to purchase a new farm? Or are you looking to expand your farm through improving existing buildings or land, or building new structures on existing land? Then farm land loans might be just what you are looking for.
Farm land loans are offered based on your farm land, whether it is a purchase of new land or financing using your current land as collateral. In either case, we know how important it is to ensure that you have the funding you need before launching into either a new farm, or improving your existing farm. That is why we work with you to review your cost analysis and ensure you have a solid plan in place to accomplish your business goals. We then take that plan to a variety of lenders to secure you the lowest rates and shortest closing timeline.
Cattle Financing and Cattle Loans
Cattle financing can include the purchase, feeding, or care on livestock. Cattle loans can also include re-financing of debt on livestock. Some cattle loans can be long-term, such as the finaning that covers breeding operations for cattle. Other loans can be short-term, such as grass cattle financing.
No matter what you need in relationship to your livestock financing, we can handle it. Our team is here to work with you and to provide you what you need to expand your farm, or sustain what you’ve had in place for years, or generations. Cattle can be both a big money-maker and rewarding work as well. Our cattle financing program covers your cattle loan needs quickly and with low rates, allowing you to get away from your desk and back to tending the herd.
Understand your options.
The starting place is to become informed. Once you understand your options, available rates, and timelines you can make good decisions. Our St. Paul MN business loan specialists are here for you - reach out today!